How to spot hidden expenses in lease accounting and capital projects

Nothing attracts investors more than a company’s future earnings potential. But predicting growth isn’t a foolproof science. “Investors look at historical financial statements and calculate earnings before interest, taxes, depreciation and amortization (EBITDA). That’s easy to do, but doesn’t provide the entire picture, and certain expenses associated with internal capital projects and leases might not […]

How businesses benefit from financing at various development phases

Banking is all about relationships, and the right partner can carry a business from inception through growth and into an industry leader. “Growing a business is really about having a team of professionals working together. From a banker’s perspective, the most important thing is building a relationship with the business owner,” says Olie Williams, senior […]

How to encourage internal reporting of fraud or misconduct

In July, the 5th U.S. Court of Appeals ruled in Asadi v. G.E. Energy (USA) LLC that whistle-blowers aren’t entitled to protection under the Dodd-Frank Act’s anti-retaliation provision unless they report directly to the Securities and Exchange Commission (SEC). This ruling — currently limited to Texas, Louisiana and Mississippi — may provide incentive to bypass […]

Claude Davis raised awareness of First Financial Bank across state lines

Shortly after he began with First Financial Bank some nine years ago, Claude Davis felt so strongly about building brand awareness that each year he and his team engaged a study to measure the awareness of the bank in each of the states where it operates. The year-to-year report showed the progress — and the […]

How Claude Davis raised awareness of First Financial Bank across state lines

Shortly after he began with First Financial Bank some nine years ago, Claude Davis felt so strongly about building brand awareness that each year he and his team engaged a study to measure the awareness of the bank in each of the states where it operates. The year-to-year report showed the progress — and the […]

Phil Stella: How to ‘link in’ with style and class

How often does this happen to you? The day after you attend a networking event, you get a few generic email requests to connect on LinkedIn with people you chatted with for two minutes. They say, “I’d like to add you to my professional network …” I get several of these unsolicited requests a week […]