SeibertKeck: How the wealthy can prevent coverage gaps in their personal insurance

Not all high net worth individuals started out that way; they’ve spent years building a business and career, slowly accumulating assets and wealth. Even though they have more items to insure and face different risks, they often don’t adjust their personal insurance to reflect their changing needs. “They are so busy building a business, they […]

RISKSOURCE® Clark-Theders: How to protect your company against cyberthreats

Business, in the age of the smartphone and advancing technology, relies heavily on electronic data. Many companies have a large amount of their value tied up in information assets. Cyber liability is the potential exposure of losing, destroying, or unauthorized disclosures of that data. Hackers elicit the greatest concern, but employee theft and loss can […]

SS&G: How wealthy families can centrally manage assets through family offices

As a central control position for financial assets, family offices manage investments and trusts by preparing tax returns, handling bill pay and/or overseeing financial controls. Floyd Trouten, a director of tax at SS&G, says families that use these private companies typically have an excess of $10 million in investable assets. However, no family office is […]

The Summit of Sustainability Awards

The Summit of Sustainability Awards www.SummitOfSustainability.org Many organizations are realizing that in order compete, they must follow the triple-bottom line model: people, planet and prosperity. Under this ideology, these leaders contribute to their communities by creating a sustainable business plan that helps to redevelop their cities as well as strengthen economic value in the area […]

HealthLink: How to fulfill your Affordable Care Act responsibilities

The bulk of the Affordable Care Act (ACA) will be implemented on Jan. 1, 2014. Even though large employers don’t necessarily need to go through the chess game of whether or not to offer insurance — pay or play — a number of new initiatives still come online. The community rating rules, which limit how […]

Brouse McDowell: How to vet a job candidate and reduce legal risk

As we emerge from the worst recession in memory, employers are cautiously rebuilding their workforces. Many long-term unemployed are starting to get interviews and offers, and some are seeing a new wrinkle: credit background checks. Those checks might unearth financial problems that would cause an employer to reject a candidate. But beware of the Fair […]

FirstMerit Bank: How business owners can profit from expanded, enhanced SBA lending

Small Business Administration (SBA) financing has been around for a long time, but these loans are available to more business owners than ever due to recent program enhancements. Your banker should be able to take you through the programs and eligibility requirements to see if an SBA loan fits your needs, says Tim Dixon, SBA […]

Sequent: How dropping health insurance benefits may not save you money

At first glance, dropping health insurance for employees and sending them to the exchanges sounds like a win for everyone. Companies can give raises to make up the difference for employees, who then buy insurance for less, and everyone saves money. But that’s not the result when you factor in all of the numbers, says […]