How to fill the gaps in your general liability insurance

Historically, private business owners overestimate what their comprehensive general liability (CGL) policy covers, and therefore don’t buy the additional insurance they need. According to the Chubb 2013 Private Company Risk Survey, 44 percent of private companies have experienced at least one claim in directors and officers (D&O), employment practices, fiduciary liability, employee fraud, workplace violence […]

How to create a culture that promotes healthier, happier employees

Wellness in the workplace isn’t just implementing a program, it’s about establishing a culture of wellness that promotes healthier lifestyles, says Liz Howe, director of business development at Benefitdecisions, Inc. “It’s not something you try and then decide whether you maintain it. A good program requires a well thought out strategy and budget,” Howe says. Smart Business spoke with Howe about simple steps businesses can […]

How to find alternative sources to finance your real estate venture

There are myriad programs available to commercial and industrial real estate users that provide low cost capital and incentives for new investment. In addition to conventional financing, there are nontraditional sources of financing, tax deferral and tax mitigation strategies that can stretch your equity dollar. Smart Business spoke with Bob Brehmer, CCIM, SIOR, principal at […]

Hannah Kain: To avoid risk in your global supply chain, consider these points

Supply chain events are increasingly showing up in business news, whether it’s regarding product shortages that cause customer dissatisfaction and lost opportunities for corporations, or breaches of laws or decency in the supply chain, such as the use of child labor or unsafe labor conditions that damage brand reputation. From an executive standpoint, risk management […]

Anne Wilson: Why engaging your employees in the community is a smart idea

In a market as competitive as the Bay Area, companies need an edge when recruiting top talent. Pay grades, flexible schedules and vacation time are critical bargaining chips, of course, but one area that is often overlooked is employee engagement opportunities. Research demonstrates that the new generation of employee is actually demanding social giving opportunities. […]

QuickPay takes parking your vehicle to the premium level

Barney Pell, CEO of QuickPay Corp., envisions a future in which parking facilities utilize tiered rate structures similar to ones the hotel and airline industries have established. “You used to buy an airline ticket and it was all one type of seat,” he says. “Now, there are different prices for everyone depending on when you […]

Jorge Titinger: Breaking through the noise and tapping into the value big data can provide

Not since the emergence of the cloud has information technology received more attention than the current buzz surrounding big data. As with cloud computing, it can sometimes be hard to decipher what big data really means. Former SGI chief scientist John Mashey originally popularized the phrase, using it to describe the relentlessly expanding boundaries of […]

Todd Goldstein: How to get, keep and grow clients from the beginning

Customers can make or break a business, no matter what stage or industry. One of the main downfalls of an unsuccessful business is not having the customer in mind when developing new products. Whether it’s focus groups, market research via landing pages or customer surveys — the list of ways to examine a customer/market fit […]