How do you know when it’s the right time to sell?

As a rule, you make money in real estate when you buy, not when you sell. With that said, it’s common for an owner not to know when to sell, says Joseph V. Barna, SIOR, a principal at Cushman & Wakefield/CRESCO Real Estate. The property owner needs to weigh market conditions, along with internal factors […]

How plan sponsors are expanding options and managing risk

Smart Business spoke with Phil Scott of Sequent Retirement and Benefits Group about trends for plan sponsors. What are some areas of growing interest and focus for plan sponsors? One area that continues to be explored is automatic contribution enrollment and automatic contribution increases as ways to boost participation. By providing better education and communication […]

How the Ohio health insurance market is responding in the ACA era

Health care used to be one of the more scrutinized types of insurance, but that’s no longer part of the landscape. Under the Affordable Care Act (ACA), the only criteria that determines price for small group health insurance is date of birth, zip code and whether you smoke or not — making it one of […]

How to keep up with technology in a business or educational setting

It can be more than a full-time job to keep up with technology as it evolves, and smaller and midsize entities that tend not to have dedicated technology staff can face even more acute challenges. So many changes occur, it’s hard to know what’s available, says Paul Karlin, M. Ed., director of Education Technology & […]

What plan sponsors need to consider when starting a 401(k) plan

More Ohio employers are becoming financially stable after the Great Recession. These same business owners are earning high compensation and looking for additional ways to defer taxes. This has led to an increase in companies desiring to start a 401(k) plan. The 401(k) plan is not only good for retention and recruiting, it’s also a […]

Determining the difference between public and private alternatives

There’s no question that a fair amount of confusion exists about the Affordable Care Act — including the lack of clarity about the differences between private insurance exchanges and public exchanges. Beginning now, individuals are, as a result of the ACA, required to either obtain health insurance or face penalties. Most people are covered by […]

How to construct an employer health and productivity road map

Improve performance, optimize efficiency and deliver value. That’s what employers are always under pressure to do. What many employers do not realize is that an integrated approach to safety and health can play a major role in creating healthier, high-performing workforces. “Employers can have a major influence on the health and care behaviors of employees,” […]