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Finding your entrepreneurial niche can take many paths

Born to a father from Hong Kong and mother from Taiwan, Susan Kwok Annoura moved from her birthplace of Silver Spring, Maryland, to the Houston suburb of Clear Lake when she was 2 years old. While attending Baylor University, she had the opportunity to study abroad in Fukuoka, Japan. In 1994, she married a Japanese keirin racer and moved to Fukuoka on a permanent basis, where she lived for 14 years.

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A pioneer — Unique Malachi House founded as a haven for indigent terminally ill

Receiving no government funding, Malachi House relies on contributions from individuals, foundations and corporations for donations of time and money. Thanks to many volunteers, union laborers and more than 100,000 donated service hours, Malachi House opened on Sept. 28, 1988.
Two years later, a $2 million capital campaign enabled the facility to increase capacity from 10 to 15 beds. The home also has a full-service kitchen, family dining room, living room, chapel and atrium.
Malachi House has served more than 2,000 residents, and their names are inscribed on a wall in the chapel. More than 500 volunteer hours are logged each month.

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Chip technology gives purchasers a new tool to combat consumer fraud

Credit and debit cards using chip technology (also known as EMV) are becoming the security standard in the U.S., offering another layer of protection for both individual and corporate consumers. Used in more than 130 countries around the world — including Canada, Mexico and the United Kingdom — it also provides consumers with greater acceptance when traveling internationally.

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How working with a licensed insurance agent can help protect your business

Small- and medium-sized businesses frequently have insurance needs that are not covered by the basic property, liability, auto and worker’s compensation coverage policies they have, says Karen Harpole, Corporate Manager for Small Commercial Business at United Fire Group (UFG Insurance). One of the best ways to fill these gaps and protect your business is to build a strong relationship with a licensed insurance agent.

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