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Finalist
Software

Unless, for whatever reason, you panicked during the course of the last couple of years, you probably have multiple banking accounts. You have a personal account, and perhaps you have a business account. And why not? Who, after all, does not have at least one bank account to make withdrawals and deposits?

Well, about five of every six people around the world. And Bobby Srinivasan wants to help change that.

Because the ability to communicate around the world has improved greatly over the past few years, Srinivasan wants to bring the ability to bank to the billions of people who are without a balance. More than 3 billion people have mobile phones in areas where there is no financial infrastructure, but online banking is so fast, so easy that it just makes sense to expand it.

As the president and CEO of Roamware Inc., Srinivasan plans to leverage existing operator relationships with financial institutions to provide mobile banking to those billions. The idea is new and bold and radical — and it might just provide new banking methods to the developing world and help in the fight against poverty as access to finance is in the top five determinates of poverty.

Roamware is aligned to reach these goals as it is one of the global leaders in voice and data roaming solutions. Its statistics alone are staggering. Roamware was founded to improve and enhance the roaming experience of mobile users in more than 150 nations. The company has worked with more than 400 major customers, including mobile operators, banks and financial services providers. It has more than 180 patent submissions. And Srinivasan has been at the center of that development, helping the company expand from a start-up to a global leader during the course of the last eight years.

How to reach: Roamware Inc., (408) 861-9300 or www.roamware.com